Author: futsanglung

Banking services   [Copy link] 中文

Rank: 8Rank: 8

2018 Most Popular Member

Post time 2018-11-18 14:43:08 |Display all floors
MARKPONCE Post time: 2018-11-15 23:31
Weel sed parcher

have not been able to access CD for days now....
just got back on now,
if you want something in life get off your backside, and do it yourself!! don't rely on others to do it for you

Use magic tools Report

Rank: 8Rank: 8

2018 Most Popular Member 2015 Most Popular Member Medal of honor Medal of honor Medal of honor

Post time 2018-11-18 18:30:40 |Display all floors
parcher Post time: 2018-10-10 20:36
And to transfer money thru western union or money gram must also have an account at the everbright b ...

Not only EB, also CPSB......In fact every bank now has the same requirement as per PBOC's directives.

Use magic tools Report

Rank: 8Rank: 8

2018 Most Popular Member 2015 Most Popular Member Medal of honor Medal of honor Medal of honor

Post time 2018-11-18 18:33:49 |Display all floors
parcher Post time: 2018-10-10 20:36
And to transfer money thru western union or money gram must also have an account at the everbright b ...
  1. i think The most you can take out is 5k usd or equivalent plus 20k in rmb....
Copy code
Point of Correction : In case of USD cash withdrawn from an account maintained in USD at a local bank, there is no cap of USD5,000 ( as long as you can show the proof that amount was withdrawn from a USD account ).

Use magic tools Report

Rank: 2

Post time 2018-11-25 18:18:41 |Display all floors
parcher Post time: 2018-11-18 14:43
have not been able to access CD for days now....
just got back on now,

Scrazy 4room

Use magic tools Report

Rank: 3Rank: 3

Post time 2018-12-3 19:03:36 |Display all floors
parcher Post time: 2018-10-10 20:36
And to transfer money thru western union or money gram must also have an account at the everbright b ...

Agreed you got some points but limited to the truth. Foreigners are allowed to remit as much money as you wish via bank to bank in your own names into any Chinese bank ( those operating internationally ) of your accounts. You are then allowed to remit out of China to your own named accounts overseas of the same amounts. Higher than your original total sums, you have to prove with proper tax invoices to show that you legally earned them. This, I believe is to deter corruptions among officials and underworld operators which were/are known to be rampant though continued cracking downs are working effectively.

Use magic tools Report

Rank: 3Rank: 3

Post time 2018-12-3 20:52:06 |Display all floors
This post was edited by 12dream at 2018-12-8 21:16

It is a good news to read that China and Russia are teaming up to use their own currencies for bilateral trades away from USD. This should spread worldwide gradually or leap-frog to unwind USD if US's bullying acts and / or unfair dealings are not culled by the USA itself. Its USD Reserve currency has served itself to the detriments of other nations due to it. So "why bother using it" is a wake up call; isn't it ?



Banking Services in China:

Whilst it is good to note that RmB / Yuan is getting popular among trading partners thru the use via UnionPay to clear and settle. However, PBOC ought to take note of the following and to oversee this uncanny banking situation of a major Chinese ICBC issuing UnionPay bankcard:


1.  This bank has been charging its long time customer (more than 12 years)  for more than 10 months at a total rate of about 17.5% p.a. + 55.00% p.a. is approximately 73.00 % p.a. ! ( See attachment of the rates and charges namely interest rate and PENALTY RATE, respectively ). Isn't this sort of PENALTY charges being horrendous as if it is operating an underworld banking network ?



2.  The card has already been frozen for more than 6 months without prior notice. Read what the SMS message from it is saying which is rather threatening and bullying instead of courtesy. Major banks in this world outside China always treat customers with value and courtesy by asking " if there is any hardship that you may need to arrange a repayment method " without that sort of penalty imposed. Customer has been repaying sum more than Y800.00 per month regularly before 20th each month. Sum owing to it is relatively tiny !


截至2018年12月1日您的尾号为...759的贷记卡透支4904.28RMB,逾期已超过60天,请您在五日内还款,否则将停止您名下我行所有信用卡的使用,您的信用记录将导致您不能在任何商业银行贷款、办理信用卡或进行担保。如已还款,请忽略该信息。工银信用卡【工商银行】



2018nov icbc credircard penalty.jpg




Said bank could be unlawfully providing info of customers to third parties such as one on tel # 020 87301529 to threaten and/or abuse customers at nights. Should be investigated !

Use magic tools Report

Rank: 3Rank: 3

Post time 3 DayEarlier |Display all floors

Major financial or banking services in developed nations had in the last couple of years being caught up with EXCESS CHARGES / FEES and were convicted in their respective jurisdictions to refund customers in addition to heavy fines. Aussie major banks were some of the examples including other national Cit, HS, etc ...... etc.. ! Therefore, when and while China's PBOC is at the onset to stage its banking services worldwide, it should study and review fair customer-serving practices inside China first and foremost.

Do NOT allow local banks to unfairly and excessively charge their customers is the key word of the day!


Use magic tools Report

You can't reply post until you log in Log in | register

BACK TO THE TOP
Contact us:Tel: (86)010-84883548, Email: blog@chinadaily.com.cn
Blog announcement:| We reserve the right, and you authorize us, to use content, including words, photos and videos, which you provide to our blog
platform, for non-profit purposes on China Daily media, comprising newspaper, website, iPad and other social media accounts.