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如何翻译seasoning? [Copy link] 中文

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Post time 2012-4-3 15:06:50 |Display all floors
you may be tempted to refinance your home loan to one with lower interest rates. Refinancing a $200,000 mortgage with a 30-year fixed-rate loan from an interest rate of 7 percent to one at 5 1/2 percent can save you nearly $200 a month. However, if you haven't lived in your home for a long enough period of time, you may need what is called mortgage, or title, seasoning. Some lenders require that you live in your home for a certain number of years before applying for a mortgage refinance.
what's the meaning of SEASONING in the backgroud of article above,thanks.
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Post time 2012-4-3 20:41:56 |Display all floors
the length of time since a note has been created, when payments are being made. a note is often considered "unseasoned" if payments have been made for less than a year. seasoning can be a way of keeping a payment history for a certain note.

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Post time 2012-4-3 21:05:11 |Display all floors
‘Seasoning’  has to do with the lender (for example, the bank) making sure sufficient funds (you'll be using to pay mortgage) have been in your bank account for some time.  Let's say your monthly amortization will be approximately $800 per month. If the lender requires a 60-day seasoning, this means they will be looking for an average daily maintaining balance of your bank account that's enough to fund at least your 2 monthly amortizations ($1,600) .

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Post time 2012-4-3 23:00:30 |Display all floors
佐料

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Post time 2012-4-4 03:41:07 |Display all floors
G.H.Lynn Post time: 2012-4-3 10:00
佐料

像很多单词一样,seasoning 有不止一个义项。

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Post time 2012-4-4 03:43:58 |Display all floors
This post was edited by jl2315 at 2012-4-3 14:45
LoneAcorn Post time: 2012-4-3 08:05
‘Seasoning’  has to do with the lender (for example, the bank) making sure sufficient funds (you'l ...
这是 seasoning 的另一种用法,但不适用于楼主的问题。

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Post time 2012-4-4 08:20:22 |Display all floors
This post was edited by LoneAcorn at 2012-4-4 08:35
jl2315 Post time: 2012-4-4 03:43
这是 seasoning 的另一种用法,但不适用于楼主的问题。

? ? ?bluefox178 specific query is about mortgage refinancing's 'seasoning', relating to liquidity of a borrower.

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