YOU DIDN'T PAY ATTENTION to the stories of the GOD OF PROSPERITY.
basically, a simple recap!
Income rise based on the choices in your life.
If you save money by spending carefully, you will have savings like most citizens in China.
and you get
and if you delay gratitious spending shortly after you start work, you'll have
(2) Savings with interest income or government pension schemes.
then you start to be adventurous
(3) Property, with rental - room + value appreciation income
then as you grow older, you learn investment methods
(4) Stock market investment, preferably better than PE 18 or with DY 4 to 5 at least.
If you don't have knowhow or understanding, better to buy MUTUAL FUNDs with good track record of paying a little bit more than bank interest rates!
(5) You reach 30 to 40 years, you start to dabble in business and have INDIVIDUAL BUSINESS or PARTNERSHIP.
AND then you might buy a REITs, or 2nd property which is income bearing...
WHILE YOU salary PROBABLY IS NO BIGGER THAN 3-6X YOUR INITIAL ENTRY LEVEL SALARY! Your INCOME would be up to 10x-30x your initial entry level salary!
This is how income rises!
THIS IS FOR YOU, THOSE WHO COMPLAINT THAT SALARY ALWAYS REMAIN THE SAME!
because at most it's only half truth, especially people who does not have an IDEA of how the world works!~
GOD OF PROSPERITY
[ Last edited by greendragon at 2008-1-28 02:12 PM ]