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interest-only loans [Copy link] 中文

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Post time 2006-3-26 08:55:31 |Display all floors
With interest rates going up, and prices likely to go down, should those of us with big home-equity loans worry?
I am very scared about all those home-equity lines of credit. Everyone saw easy money and started to use their homes like ATMs. Fixed interest rates are going up, but they are still relatively low, so I'd recommend that people get out of home-equity loans and into a fixed-interest-rate loan as soon as possible, for peace of mind. The interest-only loans or an ARM [adjustable-rate mortgage] with optional payment are also worrying. With those, you could wind up owing more on the house than it's worth.

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Post time 2006-3-26 10:11:54 |Display all floors

Interest-only Loan

interest-only loans是美国近几年的一种贷款形式,贷款人平时只还利息,到期的

时候就还清本金。可不可以译为“纯利息贷款”?

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Post time 2006-3-26 11:30:58 |Display all floors
同意楼上,(还款)只还利息不还本金的贷款

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Post time 2006-3-26 15:51:56 |Display all floors
据《最新英汉综合经济词典》,interest-only loans译成:一次还款贷款,不知是否合适?

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Post time 2006-3-26 16:27:46 |Display all floors

clearwater, laoxianggg and zy are right for sure.

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Post time 2006-3-26 17:09:52 |Display all floors
Originally posted by clearwater at 2006-3-26 15:51
据《最新英汉综合经济词典》,interest-only loans译成:一次还款贷款,不知是否合适?


只对了一半,而且重点搞错了。Interest-only loan 是指每期只付利息,本金最后一次性还。重点是前半部分。

[ Last edited by laoxianggg at 2006-3-26 05:18 PM ]

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Post time 2006-3-26 17:37:35 |Display all floors
好的,多谢!

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