Author: 468259058

Do you have a Credit card?   [Copy link] 中文

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Post time 2011-12-28 03:00:18 |Display all floors
This post was edited by St_George at 2011-12-28 03:01

They're a good thing for people who use them responsibly.

You can get up to eight weeks free credit by paying the balance off on time each month, they are also good for booking holidays and stuff.

If the companies you're paying to go bust you can get your money back from the card issuer.

Of course a big percentage of people dont pay off their balances and thats how they make their money.

My cards total £10k limit but before te crunch £25k was available to me.

Your own mind is a sacred enclosure into which nothing harmful can enter except by your permission. Arnold Bennett

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Post time 2011-12-28 17:47:42 |Display all floors
someoneold  you are so lucky!!! which country are you live in ???  Post time 2011-12-28 16:34

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Of couse, mainland China.
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Post time 2012-1-4 14:37:44 |Display all floors
I don't have one

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Post time 2012-1-5 11:16:35 |Display all floors
This post was edited by 468259058 at 2012-1-5 11:18

Last week, I paid stuff about RMB 5,000 in a supermarket. But the cashier girl said that it exceeded my credit card limit. Impossible, I said twice and asked that cashier girl tried again. However, failed again. What happened, I only paid several thousand yuan this month. Was my money stolen?

I hurried to call the credit card service lady. She told me that I've ever downgraded my limit by myself. I've totally forgotten my previous settings. Probably I did that before I paid sth with my credit card via the internet.

Hehe, the supermarket cashier girl succeed to deduct RMB5,000 one second after the credit card service lady changed my credit card settings.
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Post time 2012-1-5 11:40:34 |Display all floors
I didn't set a passwd for my credit card via Unionpay (银联) route until last year.

I heard that the passwd doesn't function when the transction is made in VISA route. Don't know whether it is true or not?
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Post time 2012-1-8 02:02:54 |Display all floors
This post was edited by 468259058 at 2012-1-8 02:03

Again, I forgot to pay back the money before due time.
As again, after a phone call to service center, I were free of fine - the credit loan interests.
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Post time 2012-1-9 23:34:11 |Display all floors
This post was edited by 468259058 at 2012-1-9 23:55

I  bought a train ticket easily in 12306 with my credit credit card just now.
Maybe I would come back by flight because I don't need to carry a box of Chinese Liquor after spring festival.

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