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Do you have a Credit card?   [Copy link] 中文

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Post time 2011-11-23 14:41:00 |Display all floors
This post was edited by 468259058 at 2011-11-23 14:41

I had my credit card issued by China Merchants Bank in 2006.

At first, the credit limit was RMB 16,000 or $ 2,400 each month. That limit is far more than enough for my present monthly expense, though the bank improved my credit limit year after year.

Credit card helped me a lot. I bought several computers online with it. I used to pay my cell phone service online with credit card too. I seldom used paper money any more in supermarkets, shop malls, restaurants and so on.
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Post time 2011-11-23 14:49:41 |Display all floors
This post was edited by 468259058 at 2011-11-23 14:55

I forgot to pay back the credit loans before payment due date at least 4 times in the past years. Each time I remebered my faults several days after the due date, I sent a phone call to the merchants bank center. Those service ladies were so kind that they, every time, agreed to cancel those bad records and never charged me any credit loan interest so far.
our life is full of sunshine

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Post time 2011-11-23 15:00:03 |Display all floors
the online credit card bank service
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our life is full of sunshine

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Post time 2011-11-23 15:12:19 |Display all floors
This post was edited by 468259058 at 2011-11-23 15:13

I got a few of discounts, when I watch films in theaters, when I ate food at restaurant with the credit card. But, so far, I never used credit card points to get bank gifts free of charge.
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Post time 2011-11-29 22:11:03 |Display all floors
it is owned by many people nowadays
I am an English fan  and interested in it which makes me study hard.

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Post time 2011-11-30 12:42:35 |Display all floors
G'day, a credit card is essential if you wish to travel. Hire-car companies refuse cash, as the credit card gives them access to all your needed information, also it makes prebooking hotels and airline tickets very simple. USE WITH CAUTION. DO NOT USE IN BARS OR TEA HOUSES, and NEVER LET IT OUT OF YOUR SITE, even in Supermarkets, you can swipe your own card if you wish. Most Banks have auto-repay facility from your savings account if you ask. Take care out there, staying alive is not easy, keeping your money safe can be even harder.
Life is mostly froth and bubble, but two things stand like stone. Kindness in anothers trouble, and .courage in your own. Annon.

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Post time 2011-11-30 14:04:06 |Display all floors
Sometime you lose money from credit card.

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