Author: 468259058

Do you have a Credit card?   [Copy link] 中文

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Post time 2011-12-1 19:00:39 |Display all floors
This post was edited by 468259058 at 2011-12-1 19:00
Everynowhere Post time: 2011-11-30 20:25
I only use credit cards for travelling / booking flights or buying things online - and even then I c ...


It'd be quite convenient if I could use my Chinese yuan to pay for my credit cards - then I could book all my flights basically in Yuan from my small Chinese business and have to exchange less of them into foreign currencies.
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My credit card account has both RMB account and US dollar account.
HSBC (Hongkong and Shanghai Banking Corporation) provides service in Jinan, Shandong province, and other cities in mainland China. I heard that bank provide a RMB credit card service.
You can also consult other banks in mainland China, such as the merchant bank of China.
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Post time 2011-12-1 19:06:23 |Display all floors
LCSULLA Post time: 2011-12-1 05:17
Do you also have those anonymous Visa./Master Cards in Switzerland?
Considering your banking secre ...

I bought my "Credit" card and some Balance in cash without any ID in a petroil station.
Of course, there's no credit line included, since they couldn't enforce payment,
but for me at least, it's actually something I see as a positive aspect.

+++++++++
Get a "Credit" card without any ID information?

My name (not the signature at the back) is branded on my credit card, just below the bank account number.
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Post time 2011-12-1 19:11:25 |Display all floors
This post was edited by 468259058 at 2011-12-1 22:35

1.jpg


I copied this pics from the website of merchants bank of China.

I got 2 credit cards of one account - one is for both RMB and US dollar, another one for only US dollar.

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Post time 2011-12-1 19:41:59 |Display all floors
This post was edited by LCSULLA at 2011-12-1 19:58
468259058 Post time: 2011-12-1 19:06
Get a "Credit" card without any ID information?

Yes,

it is not a real credit card in the original sense, as you can only ever spend balance you already paid into it.
It is for the purpose to be able to spend money almost as anonymously as cash electronically.
You buy it from a kiosk, drug store or petroil station,
upon first cash payment into it the vendor will activate it.

And you can make electronic transactions anonymously.

There are also non rechargeable vouchers called "paysafecard"
You can buy them at vending machines too.

Although if you make any purchase at cigarette vending machines,
most of those do ID Checks now.

For example I used it to pay for Switzerland based Zattoo IPTV,
and to pay a vpn with swiss and US servers among others, to get the full out of Zattoo, Hulu Netflix...

Yearly fee is 5 Euro I think.
Comes in handy sometimes.
您买象牙 - 您杀了大象!
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Post time 2011-12-1 22:36:33 |Display all floors
LCSULLA Post time: 2011-12-1 19:41
Yes,

it is not a real credit card in the original sense, as you can only ever spend balance you al ...

Thanks for the detailed information
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Post time 2011-12-1 22:44:25 |Display all floors
468259058 Post time: 2011-12-1 22:36
Thanks for the detailed information

Do you have such stuff to pay electronically as anounymously as with cash?
I guess the powers to be'd not be interested in privacy and are rather happy about your paper trail.

It comes in handy though.
Before, one thing Idid mind about any use of electronic payments is the paper trail and I am keen on my privacy, even if it's just about which brand of toothbrush I use.

electronic equivalent of Cash though makes a lot of things very easy and convenient without those worries.
您买象牙 - 您杀了大象!
http://v.youku.com/v_show/id_XNjU1Nzg0NDky.html - “用现代文明标准比划中国人,是严重的种族歧视行为。”
„Ich ficke wo, wen, und wann ich will, hast du mich verstanden. Auch du könntest ficken, aber du kannst es ja gar nicht, deine deutsche Genauigkeit... verbietet es dir“. Jean-Claude Juncker

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Post time 2011-12-2 00:29:23 |Display all floors
credit is not worth the hassle when you understand where it comes from

it is the same as buying a pair of handcuffs and locking yourself in

you pay for the cuffs and the key and you give your work to someone else

there is nothing redeemable about it

don't be a sucker
(beast ex machina)

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