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angeline83
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各位高手，信用卡预授权怎么翻译

各位高手，信用卡预授权怎么翻译？？

2007-12-26 03:36 PM

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hly_123
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Hi:
能解释一下这个术语的含义吗?

2007-12-26 03:45 PM

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angeline83
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预授权是制发卡机构或其代理机构在特约商户扣款前，确认许可冻结额度的交易。预授权会占用卡片的信用额度，当客户对预授权进行结算时，该预授权将会被取消。预授权发生后30天内，若客户没有进行结算，则该预授权将会被取消。

简单的说：信用卡预授权就是商户在持卡人消费钱先冻结一部分资金，在消费完以后持卡人签字，商户才能正式扣掉这部分资金。比如你去住酒店，先告诉酒店你要住几天，酒店会把住这几天需要的费用从你信用卡里冻结了，在你结帐离开酒店的时候签字确认，酒店就能收到这部分款项了。之所以这样做是为了保证持卡人的信用卡里面的钱够当前消费使用。

2007-12-31 03:58 PM

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rouofhk
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QUOTE:

Originally posted by angeline83 at 2007-12-31 15:58
预授权是制发卡机构或其代理机构在特约商户扣款前，确认许可冻结额度的交易。预授权会占用卡片的信用额度，当客户对预授权进行结算时，该预授权将会被取消。预授权发生后30天内，若客户没有进行结算，则该预授权将 ...

Sounds like "reserved credit". But I have never used such a facility, despite owning several credit cards.

2007-12-31 04:36 PM

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edward_lee (edward_lee)
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QUOTE:

Originally posted by angeline83 at 2007-12-26 15:36
各位高手，信用卡预授权怎么翻译？？

pre-authorization

2007-12-31 06:48 PM

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hly_123
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HI:
How about "authorization hold" or “place a hold on..(a credit card)”?

[ Last edited by hly_123 at 2008-1-1 01:04 PM ]

2008-1-1 01:01 PM

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sinoattorney
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不能按照“预授权”的字面意思翻译, 否则外国人是不明白的. 应当根据“预授权”的含义进行翻译. 根据我的理解，“预授权”是信用卡特约商户保护自身合法权益，规避信用卡诈骗的有力武器。它是特约商户在信用卡持卡人实际结算帐单之前，在合理的范围内先行冻结一定的信用额度。根据这样的理解，我觉得“预授权”的英文含义是：Credit reserved prior to settlement. 但是这个表达不简洁。

2008-1-1 01:44 PM

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missourhaha
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pre-authorization

2008-1-1 05:57 PM

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cindy1234
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pre-authorization

2008-1-1 08:06 PM

练习翻译？遇到难题？快来翻吧

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