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This post was edited by greendragon at 2012-2-19 13:18|
The idea of a RUSSIAN HOME IMPROVEMENT credit card - with low interest rates (<8% per annum) will allow RUSSIAN HOUSEHOLDS to do "Home improvements" and buy survival "durables".
Russian Cities, Town, Rural Village administration will have to MODIFY Home Standard codes in the RUSSIAN FEDERATION.
(Stage by stage, district by district in all Russian Oblast, Republics etc.)
A. Garage requirement - to reduce rapid deterioration of vehicles in Russia (saving RBL billions in depreciation cost) and adding BILLIONS of RBL to the Russian Householder's home and durable asset equity.
B. The Household in RUSSIA requires HEATING EQUIPMENT, MINI SNOW PLOUGHS (especially in houses, and apartment property management units) to keep homes warm, cool and pathways to road clear of snow.
As this is SURVIVAL minimum needs in the RUSSIAN FEDERATION, the RUSSIAN GOVERNMENT will have to guarantee this HOME CREDIT CARD for all Russian Household - whether single, double no kids, double with kids, or multi generation family.
C. The HOME CREDIT CARD is only limited to RENOVATION, HOME IMPROVEMENTS, and VITAL DURABLES. The interest above COST OF MONEY, should be minimal - with a spread of 1% for defaults coverage. Bigger defaults will be guaranteed by the RUSSIAN FEDERAL GOVERNMENT.
Enjoying Retirement Chats
HOME RENOVATION and VITAL DURABLE purchase low interest monthly long repayment credit card
HAPPY RUSSIAN CONSTRUCTION and HANDYMAN WORKER
HAPPY RUSSIAN SHOP KEEPER SELLING DURABLE GOODS.