Author: greendragon

Russia becomes BUSINESS FRIENDLY to the world!!!   [Copy link] 中文

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Post time 2012-2-17 12:24:48 |Display all floors
Currently HOMES in the Russian Federation looks different.

At least from my talks with the Russian Students in the Malayan Federation.
It's pleasant for the RUSSIAN GOVERNMENT to send student to my country, as it will make INVESTMENTS in Russia easier, with bilingual Russians.

(For your information, 50% of the Malayan Federation population are either Chinese, Christian natives or Hindu/Moslem Indians - We are not all moslem in Malaya, it's a cleft state!)

Cheerios!

Green DRagon
Game Grandmaster
Enjoying Retirement Chats Typical Russian houses.jpg



Typical Russian Apartments.jpg




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Post time 2012-2-17 12:34:43 |Display all floors
Russian Industries could produce cheap MINI SNOW PLOUGHS for Russian Home Owners.

With fuel rather cheap at RBL25 per litre, this could be a whole new industry for the Russian Economy!
(Rather dangerous talk, for someone who have never lived in Russia BUT is planning to participate in the coming BIGGER BUSINESS BOOM that can literally see RUSSIANS having a per capita income of US$20,000 by year 2020!)

Cheerios!

Green DRagon
Game Grandmaster
Enjoying Retirement Chats Mini plough tractor will sell well in Russia.jpg




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Post time 2012-2-18 12:40:16 |Display all floors
Some information of the RUSSIAN BANKING system.

The regulator for RUSSIAN FINANCIAL AFFAIRS is the RUSSIAN CENTRAL BANK.
There is supposed to be thereabout 5,000 bank branches in the Russian Federation, seems low with only 1 bank for every 35,000 Russians!!!!!

The Interbank or Interest Rate in Russia appears to be around 4.1%
While the BASE LENDING RATE appears to be around 8%
(These indicate a costly >3% margin for commercial lending in the Russian Federation!)

The Banking assets appear to be RBL 25 trillion.

The possibility to increase CREDIT in Russia via the encouragement of HOME IMPROVEMENTS, and SMALL SNOW PLOUGHS could generate a lot of services, sales, construction business in the RUSSIAN FEDERATION.

The RUSSIAN government can encourage LOW INTEREST credit-hire purchase cards (<8% a year) for this TWO BIG TICKET item, which I expect to be cost around (1) RBL 200,000 for the garage, (2) RBL 50,000 for the snow plough. This could increase consumption and grow the banking sector with large benefits to the Russian Small Business!

Cheerios!

Green DRagon
Game Grandmaster
Enjoying Retirement Chats Central Bank of Russia.jpg





(Please note: Average income in Russia = RBL 20,000 a month, and Minimum wage = RBL 5,000 a month!)


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Post time 2012-2-18 15:35:07 |Display all floors

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Post time 2012-2-19 13:15:59 |Display all floors
This post was edited by greendragon at 2012-2-19 13:18

The idea of a RUSSIAN HOME IMPROVEMENT credit card - with low interest rates (<8% per annum) will allow RUSSIAN HOUSEHOLDS to do "Home improvements" and buy survival "durables".

Russian Cities, Town, Rural Village administration will have to MODIFY Home Standard codes in the RUSSIAN FEDERATION.
(Stage by stage, district by district in all Russian Oblast, Republics etc.)

A. Garage requirement - to reduce rapid deterioration of vehicles in Russia (saving RBL billions in depreciation cost) and adding BILLIONS of RBL to the Russian Householder's home and durable asset equity.

B. The Household in RUSSIA requires HEATING EQUIPMENT, MINI SNOW PLOUGHS (especially in houses, and apartment property management units) to keep homes warm, cool and pathways to road clear of snow.

As this is SURVIVAL minimum needs in the RUSSIAN FEDERATION, the RUSSIAN GOVERNMENT will have to guarantee this HOME CREDIT CARD for all Russian Household - whether single, double no kids, double with kids, or multi generation family.

C. The HOME CREDIT CARD is only limited to RENOVATION, HOME IMPROVEMENTS, and VITAL DURABLES. The interest above COST OF MONEY, should be minimal - with a spread of 1% for defaults coverage. Bigger defaults will be guaranteed by the RUSSIAN FEDERAL GOVERNMENT.

Cheerios!

Green DRagon
Game Grandmaster
Enjoying Retirement Chats

Special Credit Card for VITAL home improvement and durable low interest purchase.jpg

HOME RENOVATION and VITAL DURABLE purchase low interest monthly long repayment credit card

Happy Russian Construction Worker & Handyman.jpg


HAPPY RUSSIAN CONSTRUCTION and HANDYMAN WORKER

Happy Russian Shopkeeper in durable goods.jpg


HAPPY RUSSIAN SHOP KEEPER SELLING DURABLE GOODS.



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Post time 2012-2-20 12:49:16 |Display all floors
This post was edited by greendragon at 2012-2-20 12:51

Heating system in Russia is interesting.

These will HELP FAMILIARIZED ourselves with LIFE IN RUSSIA.
About 6 months of winter, 2 months of autumn like, and 4 months of relative warmth.

The bulk of the NATURAL RESOURCES appears to be the URAL, SIBERIA and the RUSSIAN FAR EAST.
This is about 80% of the Russian Federation land area.
Only approximately 30 million citizens lives in these region.
Home to OIL-GAS wealth, NON FERROUS METALS, and the largely untapped TIMBER wealth.
(Russia only have a capacity of 3 million tonnes of PULP making! Only 20kg per capita - way below average global consumption)

Cheerios!

Green DRagon
Game Grandmaster
Enjoying Retirement Chats

Electric heater system 510kw.jpg

MODERN 500kwh electric heater.

Russian traditional CAST IRON wood stove rock block home heating system.jpg

Traditional CAST IRON rock block WOOD heater

Russian boiler home heating device.jpg

Soviet Union era gas boiler heating system


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Post time 2012-2-21 10:59:50 |Display all floors
Looking at the RUSSIAN FEDERATION economy, and the "virtual" video, comments, pictures, RUSSIAN STATE REPORTS.

I have come to a few PRELIMINARY CONCLUSIONS.

(1) Russian Economy domestic credit level is low.
(It's supposed to be RBL 25 trillion - US$800 billion - compare that to Malayan-Singapore-Borneo federation domestic credit of approximately same level but on 1/5 the population of Russia!)
(2) High number of state dependents
The Russian Population is basically 70 million economic active (7 million unemployed or underemployed), 36 million aged pensioners, and 33 million toddlers, children, students, housewifes!) This makes it 2 worker supporting 1 pensioner.
(3) Lack of entrepreuners - probably cultural problem of Soviet Union WHEN the Marxist wipe out the MIDDLE CLASS in Russia. (Note: CORRECT middle class defination is SELF EMPLOYED or independent ENTREPREUNERS) resulting in lack of opportunity for quality JOBS.

Russian workers need more VALUABLE jobs!.jpg


Russian Workers need more QUALITY jobs.

I noticed MR. PUTIN has reorganized the RUSSIAN ECONOMY and made REFORMS of SELF HELP AUTONOMY. My readings of Russian Central Bank, and Russian State Websites indicates ACTIVE reforms has been undertaken.

I noticed from the RUSSIAN WEBSITE, Russian MALE life expectancy is 59, while FEMALE life expectancy is 73.
These means MOST OF THE RETIREE PENSIONERS in Russia are WOMEN!
(Retirement age for men in Russia is 60, and for females is 55!)

THE RUSSIAN PEOPLE wants only TOUGH RELIABLE MAN.
(no quarters given to the weak!)

Cheerios!

Green DRagon
Game Grandmaster
Enjoying Retirement Chats

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