(China Plus) The concept of life and health insurance is relatively new to the Chinese people. It’s only in recent decades that government-funded health insurance has begun to gradually protect the world’s largest population.
While many Chinese people are now covered by government programs, many of them don’t even know about the existence of commercial life and health insurance, let alone buying it.
This situation has prompted insurance companies to intensify the promotion of their products, while the government is honing regulations on the emerging, still disorderly commercial insurance sector.
Private insurers offer better services. If you take out a private insurance policy it will entitle you to medical care that involves staying at more comfortable clinics and hospitals than the ones currently so common in China. A modern hospital is like a hotel with food services and nurses that assist the patients in more ways than those nurses the public hospitals do.
You will see that if you go to a private hospital far away from where your next-of-kin live. In such hospitals your family will not be needed to wash you (if you can't do it yourself), to buy food or prepare it for the family's patient and so on. Comfort is essential to people recuperating from some medical condition. modern hospitals that provide all these services are cleaner, safer and thus more efficient in restoring patients health than the crummy facilities that at present cater to Chinese patients' needs.